Aussie Waters Await: Your Guide to Inflatable Boat Finance in Australia
Dreaming of owning an inflatable boat but want to spread the cost? Explore how Easy Inflatables partners with AMMF to offer flexible financing options for your next boating adventure.
🇺🇸 Boats shipping to United States
See landed prices in USD before you bounce.
Door-to-door delivery to United States in 7–14 days. Choose a boat, see local-currency pricing, or request a fixed landed quote from the sales team.
For many Aussies, the dream of owning a boat is within reach, and with tailored inflatable boat finance Australia options, it's more accessible than ever before.
There's nothing quite like the freedom of an inflatable boat on Australian waters. Whether you're chasing fish in a secluded estuary, exploring hidden coves, or simply enjoying a quiet cruise with the family, an inflatable catamaran or tender offers unmatched versatility and ease of use. At Easy Inflatables, we understand that investing in a quality vessel is a significant decision. That's why we've partnered with Australian Marine & Motorcycle Finance (AMMF) to make your boating dreams a reality, offering flexible "Pay Weekly" options that can get you on the water sooner.
This guide will unpack how inflatable boat finance in Australia works, specifically through our partnership with AMMF, helping you understand the options, eligibility, and what you can expect when financing an Easy Inflatables package.
Why Consider Inflatable Boat Finance in Australia?
While inflatable boats, especially our premium Aerowave and WaveRunner models, offer excellent value, a full package including an outboard and accessories can still be a substantial upfront cost. Financing allows you to spread this cost over time, making it easier to budget and enabling you to enjoy your boat without waiting years to save up.
Budgeting Made Easy
Imagine taking delivery of your brand-new AeroCat 330, starting from just A$2,910, or a feature-packed Viper 400 Sovereign Full Package for A$5,995, and paying it off with manageable weekly instalments. This approach helps conserve your cash flow for other important things, like fuel for your adventures or those crucial fishing trips.
Access to Better Equipment
Financing can open the door to a higher-spec boat or a more powerful outboard than you might initially consider. Instead of compromising on a smaller model, you might find that financing allows you to comfortably afford the AeroCat 360 (A$3,195) or even the WaveRunner 380 (A$4,000) that better suits your long-term needs.
Conserving Your Savings
Rather than depleting your savings, finance allows you to keep your hard-earned cash for emergencies or other investments. It's a strategic financial decision that many Australians opt for when purchasing significant assets.
How AMMF Inflatable Boat Finance Works with Easy Inflatables
AMMF is a trusted Australian finance company specialising in marine and motorcycle loans. They understand the recreational vehicle market, offering tailored solutions that aren't always available through general lenders.
When you apply for finance through AMMF for an Easy Inflatables boat or package, the process is straightforward, designed to get you approved and on the water as quickly as possible.
What Can Be Financed?
AMMF finance can cover more than just the boat itself. You can include:
- The Inflatable Boat: Any of our Aerowave Viper, AeroCat, or WaveRunner models.
- Outboard Motors: Our Hidea 4-stroke outboards can be bundled into your finance package.
- Boat Packages: Our popular full packages, which often include boat, motor, and accessories.
- Accessories: Essential items like trolleys, fuel tanks, safety gear, and even our Air Tent for overnight adventures (A$890) can often be included.
Essentially, if it's part of your Easy Inflatables purchase, it's likely that AMMF can include it in your finance plan.
Weekly Payment Estimates: What to Expect
While interest rates and terms vary based on your individual financial situation and the loan amount, AMMF aims to provide affordable weekly payments. For many of our popular models, payments can start from under A$30 per week.
Here's a rough guide, based on typical financing scenarios (subject to approval, interest rates, and loan terms):
| Easy Inflatables Model | Starting Price (AUD) | Estimated Weekly Payment | Example Inclusions |
|---|---|---|---|
| AeroCat 330 | A$2,910 | From A$29 | Boat only, or boat + small outboard |
| AeroCat 360 | A$3,195 | From A$32 | Boat only, or boat + small outboard |
| AeroCat 380 | A$3,480 | From A$35 | Boat only, or boat + small outboard |
| WaveRunner 380 | A$4,000 | From A$40 | Boat only, or boat + small outboard |
| Viper 400 Sovereign Pkg | A$5,995 | From A$59 | Boat, Hidea outboard, accessories, trailer (if applicable) |
Note: These are estimates for illustration purposes only and do not constitute an offer of finance. Actual payments will depend on your loan amount, term, interest rate, fees, and credit assessment by AMMF.
The 50% Deposit Option vs. Full Finance
AMMF typically prefers a deposit for boat loans, which can significantly improve your chances of approval and potentially secure a better interest rate. Offering a 50% deposit, for example, demonstrates your commitment and reduces the loan amount, making it a more attractive proposition for the lender.
However, full financing without a deposit is often available for eligible applicants. If you meet AMMF's lending criteria, you can finance the entire purchase price of your Easy Inflatables boat or package. This is a fantastic option if you prefer to keep your savings intact or don't have a large sum readily available for a deposit.
Who Qualifies for Inflatable Boat Finance?
General eligibility criteria for AMMF finance, similar to most Australian lenders, include:
- Australian Residency: You must be an Australian citizen or permanent resident.
- Age: Typically 18 years or older.
- Income: Stable employment or a consistent, verifiable income source is essential. This demonstrates your capacity to repay the loan.
- Credit History: A good credit history is important. Lenders review your credit report to assess your repayment behaviour.
- Debt-to-Income Ratio: Lenders will assess your current debts against your income to ensure you're not over-committed.
Even if you have a less-than-perfect credit history, it's always worth applying. AMMF assesses each application individually, and there may be options available depending on your specific circumstances.
The Application Process
Applying for inflatable boat finance through AMMF is designed to be as smooth as possible:
- Choose Your Boat: Browse the Easy Inflatables range on our website to decide on your ideal boat and any accessories you want to include.
- Contact Us: Get in touch with the Easy Inflatables team for an accurate quote on your chosen package.
- Apply Online with AMMF: We can direct you to the AMMF application portal, where you'll provide your personal and financial details. This can often be done quickly online.
- Credit Assessment: AMMF will review your application and conduct a credit check.
- Approval and Documentation: If approved, you'll receive a loan offer outlining the terms, interest rate, and repayment schedule. Once you accept, the necessary documentation will be prepared.
- Disbursement: Funds are usually paid directly to Easy Inflatables once all paperwork is complete.
- Take Delivery: Arrange for collection or organise shipping for your new inflatable boat! Remember our Express Air Delivery (7–14 days for a A$600 customer contribution) or FREE Economy Sea Freight (30–40 days).
The time from application to approval can vary, but AMMF aims for efficient processing to get you on the water without unnecessary delays.
The Benefits of a Quality Inflatable Boat
When considering inflatable boat finance in Australia, it's worth reiterating the value proposition of Easy Inflatables' offerings:
- Durability and Lifespan: Our premium VALMEX fabric offers an incredible lifespan of 10–12 years, far exceeding that of budget imports, ensuring your investment lasts.
- Portability: Easy to transport, launch, and retrieve, making spontaneous outings a breeze.
- Stability: The twin-tube design of our catamarans offers exceptional stability, ideal for fishing, diving, or family fun.
- Safety: Inflatables are inherently buoyant and forgiving, making them a safe choice for all skill levels.
- Australian Support: You're dealing with an Australian company that understands local conditions and provides local support. Our contact number is +61 2 4335 1603 or email sales@easyinflatables.com.au.
Conclusion
Owning an inflatable boat opens up a world of adventure on Australia's stunning waterways. With flexible inflatable boat finance Australia options through our partners at AMMF, that dream is more attainable than you might think. Whether you're eyeing an AeroCat for quiet exploration or a powerful Viper 400 package for serious angling, consider the convenience of weekly payments. Don't let upfront costs hold you back from your next great Aussie boating experience.
Get in touch with us today to discuss your ideal Easy Inflatables package, and we can help you take the first step towards securing finance. The water is calling!
Related
Shop gear featured in this guide
Aerowave WaveRunner 380 Series 3 Catamaran Package
The WaveRunner 380 Series 3 is a premium 3.8m inflatable catamaran package built for Australian and worldwide families, fishing, and coastal day boating — ideal for snorkeling and spearfishing — offering serious stability and premium German Valmex® construction.
Aerowave Viper 400 Sovereign
Flagship 4m enclosed-bow inflatable catamaran. German VALMEX® 7321 Heavy Plus 1.2mm commercial-grade fabric, 10 PSI high-pressure drop-stitch air deck floor with VALMEX non-slip surface, LockPro wheels, full Bimini and FREE express delivery Australia-wide delivery included. Winter special — save $1,000 until 31 August 2026.
AeroWave AeroCat 360 Inflatable Catamaran
Same proven hull design, shape and look as our flagship Aerowave Viper catamarans — built lighter using 0.9mm Valmex® fabric instead of the Viper's 1.2mm. The AeroWave AeroCat 360 is our 3.6m inflatable catamaran built from 0.9mm Valmex® fabric — intentionally lighter than our 1.2mm Viper hulls so it folds smaller, packs lighter and is easy to handle solo. Twin-hull stability, 5-Year Warranty with global support and priced ~$500 below comparable 0.9mm imports.
Not sure which suits you? Talk to a real boat owner.
Frequently asked questions
- What is the minimum amount I can finance for an inflatable boat?
- While AMMF can finance various amounts, our AeroCat 330 starts at A$2,910, and this gives you an idea of the entry point for financing an Easy Inflatables boat package.
- Can I include an outboard motor and other accessories in my finance plan?
- Yes, absolutely! AMMF finance through Easy Inflatables can cover your chosen inflatable boat, a Hidea 4-stroke outboard, and essential boating accessories like an Air Tent or fuel tanks, bundling them into one convenient finance package.
- Do I need a deposit to get inflatable boat finance in Australia?
- While a deposit, especially a 50% deposit, can improve your chances of approval and potentially secure better terms, AMMF often offers full financing without a deposit for eligible applicants. It depends on your individual credit assessment.
- How long does the finance application process usually take?
- AMMF aims for an efficient application process. Once you've submitted all required documentation, approval can be relatively quick, sometimes within a few business days, allowing you to get on the water sooner.
- What types of inflatable boats can I finance through Easy Inflatables and AMMF?
- You can finance any of our premium inflatable boat models, including the Aerowave Viper catamarans, AeroCat catamarans (like the AeroCat 330, 360, 380), and the WaveRunner 380 inflatable tenders, along with accompanying outboards and accessories.
Ready to set sail?
Premium German-fabric inflatable catamarans with FREE Sea Freight or Express Air Delivery — your choice at cart. Talk to our team or browse the fleet.
Like this guide? Get the next one in your inbox.
Owner-tested tips, gear deep-dives and Aussie boating know-how — no spam.
