Easy Inflatables · Payment options
Payment Plans
Four ways to get on the water — pick the plan that suits your budget. Every option uses secure Stripe checkout.
Overview — the 4 ways to pay
WavePay · Pay in 4
4 fortnightly payments, no interest, no credit check. Boat ships when paid in full.
50% Manufacturing Deposit
Pay half now to lock your build slot; balance auto-charged before dispatch.
Pay in Full
Standard Stripe checkout — one payment, fastest route to production.
AMMF Finance
Low weekly payments via our finance partner. On-site application.
New · WavePay
Pay in 4 fortnightly · no interest
WavePay is our in-house Pay-in-4 plan. Spread the cost of your boat over 8 weeks at no extra cost — same price as paying upfront. Boat ships once all 4 instalments clear.
How it works
- 1Choose WavePay on any boat or boat-package product page. Pay 25% today.
- 2We securely save your card with Stripe (we never see your card details).
- 3Same card auto-charged every 14 days for the next 3 instalments.
- 4Your boat enters production when payment 4 clears and ships per the normal timeline.
Eligibility
- • Available on all boats and boat packages priced A$500 — A$50,000.
- • Australian-issued debit or credit card (Visa, Mastercard, Amex).
- • Australian shipping address.
- • Accessories (pumps, oil, wheel kits) are not eligible — they already offer Afterpay / Zip at checkout.
What happens if a payment fails
If your card declines on a scheduled charge, Stripe's Smart Retries automatically re-attempts over 48 hours. If it still fails, your plan pauses and we'll email you to update your payment method. We hold your boat and your paid balance — nothing is forfeited unless the plan is formally cancelled (see Refunds & Cancellations below).
You remain bound to pay the full balance. If Stripe is ultimately unable to recover an outstanding instalment (lost / cancelled card, closed account, insufficient funds across all retry attempts), Easy Inflatables will issue an invoice for the remaining instalments with 7-day payment terms. By starting a WavePay plan you agree to these Terms and authorise this invoicing fallback. Unpaid invoices may be referred to a debt-recovery agent and any recovery, legal or collection costs are added to your balance. Your boat is not released until the plan is paid in full.
Title & ownership
Per our Terms of Trade, title to the boat remains with Easy Inflatables until the final instalment has cleared. You take ownership and possession on the day your boat ships. This applies to all part-payment plans (WavePay and 50% Deposit).
50% Manufacturing Deposit
Pay 50% of your boat's price today to secure your build slot, materials and production schedule. Your card is securely saved with Stripe and the remaining 50% is auto-charged before your boat ships. You'll receive an email receipt for both payments. Title transfers when the balance clears.
The 50% deposit is the recommended option for boats over A$10,000 or for customers who want to commit to a build slot without spreading the full amount over WavePay's 8-week window.
Pay in Full
One payment, no future charges. The fastest path into production — your build slot is allocated the moment payment clears. Title transfers on dispatch.
AMMF Finance
For longer-term payment over 1–7 years, apply for finance through our partner AMMF / mi-bike. The on-site application is submitted directly — you typically get a decision within 24 hours. Once approved, AMMF pays Easy Inflatables in full and you repay them on agreed terms.
Best for boats over A$10,000 or for customers who want fixed weekly repayments without using their primary credit card.
Apply for financeRefunds & Cancellations
WavePay cancellations. If you cancel a WavePay plan before the final instalment is paid: instalment 1 is non-refundable (covers production planning & admin); instalments 2–3, if already paid, are refunded less a A$150 admin fee. This sits within the standard Australian Consumer Law layby framework.
50% Deposit cancellations. Deposits are refundable in full only if cancellation is requested within 14 days of payment AND production has not started. After production begins, the deposit is non-refundable as it covers materials already allocated.
Pay-in-Full cancellations. Full refund available within 14 days if production has not started. After production begins, refund equals payment less production costs incurred.
Full refund detail and consumer guarantees are in our Order & Refund Policy.
FAQ
Is WavePay a credit check?
No. WavePay does not run a credit check. We rely on your card authorisation and Stripe's risk engine.
Are there any fees or interest on WavePay?
No. WavePay is interest-free and fee-free as long as your scheduled payments succeed. The price you see is the price you pay across the 4 instalments.
Can I pay off WavePay early?
Yes. Email sales@easyinflatables.com.au and we'll charge the outstanding balance immediately so your boat can ship as soon as production completes.
Why is my boat held until the final payment?
Per our Terms of Trade, title and possession transfer when the final instalment clears. This protects both parties — your paid balance is safeguarded by us holding the asset; our build cost is recovered before the boat leaves the factory.
Can I combine WavePay with finance?
No — pick one. WavePay is for customers who can clear the full amount in 8 weeks. AMMF Finance is for longer-term repayments.
Do international orders qualify for WavePay?
Not yet. WavePay is Australia-only at launch. International customers should use Pay in Full or our international locked-price checkout (EU, UK, USA).
Secure Stripe checkout · ACL-compliant layby
Questions? Call +61 2 4335 1603 or email sales@easyinflatables.com.au.